SUU Campus area home, $99,900

Cleaned up. Two bedrooms and one bath rental on the main and three bedroom one bath basement rental. Shared laundry area. Prime location for investment opportunity or housing for your College bound children. MLS# 68453.

Great price on this investment parcel

Two contiguous lots. Excellent high visibility location on South Main. Just South of the Boulevard Furniture Store. Call Rich for details 435-559-3722. $125,000, MLS# 68417.

Unique! In town on 1.5+ acres

Spacious 1,900 sq. ft. lightly used modular home on 1.59 acres. Sits privately, with Cedar Mountain views. Three bedrooms, 2.5 baths large formal dining room and family room. This has been a second home and is well cared for. MLS#

Year-round family retreat cabin

Just a few minutes from downtown to summer temperatures and recreation activities. Cedar Highlands cabin has lots of room for the entire family. Large kitchen and dining area plus family room. Detached ATV garage. Wooded lot with great views.  MLS# 68180.

Private location home on 4+ acres

One level with a walk-out basement. Animals ok in this country location. Peaceful setting and views. Motivated seller. Call Rich at 435-559-3722 to see this home. MLS# 67878.

New one level home ready to purchase

Custom home level home has four bedrooms and 2.5 baths. Roomy laundry room. “Great room” design living room, kitchen and dining area. Cultured marble for easy care in the baths. Tile, hardwood and laminate floors. Upgraded kitchen has custom cabinetry, granite counters and stainless appliances. Three car garage has additional space for storage or workshop area. Two blocks from Lake on the Hill, Aquatic Center and more great amenities. MLS# 66738.

Price reduction, motivated seller

Just reduced to sell. Five bedroom has a walk-out finished basement. Large family room, office, storage and crafts room. Four car garage capacity with  detached and attached garages. Completely fenced and landscaped .41 acre lot. MLS# 65695.

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Home buyer and seller warranty

ERA Home Protection Plan

As a real estate professional, you strive to deliver the highest service value possible, distinguish yourself in the marketplace and build business. An ERA Home Protection Plan administered by American Home Shield can help you do all that – and more! That’s because a home protection plan from American Home Shield provides sensible, affordable protection against unexpected, covered repair costs for your clients and can spare you from time consuming involvement after deals close. An ERA Home Protection Plan can also help guard your client’s largest investment, increase their satisfaction and boost referrals for you.

An ERA Home Protection Plan is a win-win solution for everyone involved in a real estate transaction.

For ERA affiliated agents, an ERA Home Protection Plan administered by American Home Shield may:

  • Reduce post-closing involvement
  • Help you build business through increased referrals
  • Increase client satisfaction
  • Help save time and allows you to focus on your next closing

There are many compelling reasons for a home buyer and home seller, to include an ERA Home Protection Plan:

Buyer Benefits

  • Relief from some of the expenses of unexpected breakdowns on covered items
  • Affordable, flexible and customizable plans
  • Access to a network of service contractors
  • Increased confidence in your home purchase

Seller Benefits

  • It may discourage downward price negotiation
  • It can help distinguish properties from other listings
  • It can help boost buyer confidence
  • It can help reduce liability in post-sale issues

First time home buyer

Are you ready?

Let’s get the ducks in a row. A mortgage lender is going to look at your job history. He or she will also look at your current debts, car payment etc and your credit history. Do you stick to a budget? Do you have a down payment?  Do have a savings account enough to make the payments on your home for six months or more in the event of on unforeseen event? Are your debts manageable? Have a house payment amount in mind that is comfortable for you, you can always pay more on the mortgage to pay your home off quicker. Bad news to have an unmanageable high payment.

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Home ownership Benefits

The home you purchased is owned by you and therefore as a home owner you have an investment and equity as apposed to paying rent.   Deduction of interest on your income taxes. If you have “paid down” your mortgage this may or may not be of benefit, it may be more beneficial to take a standard deduction.  Provided you’ve lived in the home for at least three of the previous five years,, the IRS allows you to exempt the first $250,000 of gains in your home from capital gains taxes. If you’re married and file a joint return, you can exempt up to $500,000. That equity can go a long way toward enhancing your retirement. Combined with the leverage effect of borrowing money (your borrowing costs are usually tax deductible), you can magnify the benefit of the capital gains tax exclusion. Homes for sale in Cedar City are a good investment for your future.